Page 33 - Real Estate Laws and Customs - State by State Guide by Old Republic Title

State Locations

A STATE - BY - STATE GUIDE
REAL ESTATE LAWS AND CUSTOMS NEW HAMPSHIRE

Title Insurance Rates NEW HAMPSHIRE
Risk Rates are Filed

Form of Conveyance NEW HAMPSHIRE
Warranty Deed

State Encumbrance Forms NEW HAMPSHIRE
Mortgage

Customary Closing Entity NEW HAMPSHIRE
Title Company; Attorney

Commitment Issued? Duration? NEW HAMPSHIRE
Yes; 6 Months

When Is Invoice Issued? NEW HAMPSHIRE
Varies; With Commitment or at Closing

Deed Transfer Tax? NEW HAMPSHIRE
Yes; Real Estate Transfer Tax (RETT)

Mortgage Tax? NEW HAMPSHIRE
No

Leasehold Tax? NEW HAMPSHIRE
Yes; RETT; ≥99 Years

Remote Online Notarization (RON) Status NEW HAMPSHIRE
In Effect
CUSTOMARY SPLITS

Owner’s Policy Premium NEW HAMPSHIRE
Buyer Pays

Loan Policy Premium NEW HAMPSHIRE
Buyer Pays

Title Search and Exam Fees NEW HAMPSHIRE
Buyer Pays

Survey Charges NEW HAMPSHIRE
Buyer Pays; Sometimes Negotiable

Deed Transfer Tax NEW HAMPSHIRE
Divided Equally

Mortgage Tax NEW HAMPSHIRE
Not Applicable

Closing Fees NEW HAMPSHIRE
Buyer Customarily Pays; Negotiation Allowed

Recording Fees NEW HAMPSHIRE
Buyer Pays to Record Deed and Mortgage
Seller Pays to Record Documents to Remove Encumbrances

UCC coverage is available; for assistance with your transaction contact UCC@oldrepublictitle.com 33

oldrepublictitle.com/ncs Updated 07/2023