Page 25 - Home Buyers and Sellers Guide - Hawaii
P. 25
COMPARISON OF TITLE COVERAGE
OWNER’S HOMEOWNER’S
POLICY POLICY
(STANDARD) (ENHANCED)
Someone else owns a record interest
in your title
A document is not properly signed,
acknowledged or delivered
Forgery, fraud, duress, incompetency,
incapacity or impersonation
Defective recording of a document
Unmarketability of title
Lack of a right of access to and from
the land
Mechanic’s lien protection
Forced removal of the residential
structure — encroachments
Liens by the homeowner’s association
Others have rights arising out of
leases, contracts or options
Post-policy encroachment
Post-policy forgery
Building permit violations — forced
removal
Subdivision law violations
Zoning violations — forced removal
Restrictive covenant violations
Enhanced access coverage
Locations of the land on a map
Exercise of mineral rights
Living trust coverage
Automatic policy amount increase
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