Page 9 - Homeowners Manual - San Francisco County

FINANCIAL RATINGS

Since 1992, no other title insurer has had higher overall financial strength ratings than Old Republic Title.

In today’s uncertain economy, it is important to choose an underwriter you trust.

• Our statutory reserves and surplus are equal to 22.8 times of our 5-year average claim payments,
placing Old Republic Title in a position that is amongst the highest of all the national underwriting
families. The title industry would have to add $2.2 billion in additional surplus and reserves to be as
strong as ours.
• From 2008 through 2024, our market share has gone up 154.1%! Over that period, Old Republic Title has
been the fastest growing national title insurance group in the nation.
• Our cash and invested assets are equal to 468.3% of our 5-year aggregate claim payments, placing
Old Republic Title in a position that is amongst the highest of all the national underwriting families. The
title industry would have to add $2.8 billion in additional cash and invested assets to be as strong as ours.

Since 1907, Old Republic Title has weathered challenging economic times, meeting obligations to policyholders
no matter the conditions. With underwriting expertise, exceptional products and services, and a commitment to
doing business with integrity, Old Republic Title is a name you can trust.

Strength & Stability for Over a Century

As of 06/03/2025 | © 2025 Old Republic Title | OR4677 | *Based on combined Form 9 Annual Statements for all insurers within each family, as compiled by the ALTA. December 31, 2024 | Old Republic
Title’s underwriters are Old Republic National Title Insurance Company and American Guaranty Title Insurance Company. Ratings as of 6/3/2025. Rating determinations made by rating agencies
are subject to change. There are four main rating agencies: A.M. Best, Standard & Poor’s, Moody’s and Demotech. Each of these rating agencies use their own proprietary scale to rate an insurance
company (A.M. Best: A+ to D; Standard & Poor’s: AAA to D; Moody’s: Aaa to Baa3; and Demotech: A” to S). While the Company attempts to show accurate information, it cannot assure the reliability of
ratings referred to herein and assumes no obligation to monitor the ratings of any rating agency or to immediately incorporate any rating changes applicable to the Company.

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