Page 8 - Homeowners Manual - Santa Clara County

SERVICES WE PROVIDE

Our products and services have been developed to address four important aspects of the real estate transfer
process: information, ownership, asset management and commitment� In each area, we have created the tools
and resources needed to ensure the most risk-free and expedient closing possible�

1� Information Services
The best real estate closings begin with good information�

We own and subscribe to leading industry information services for the most current market information,
including property profiles, farm reports and mortgage records� We have access to secure, Internet-based
databases with millions of public real estate records and documents� We can prepare and deliver preliminary
reports and commitments electronically to multiple locations�

We provide real estate professionals with the most current ownership information available through a variety of
sources to assist them in selling property and locating the next opportunity� In addition, we provide a variety of
real estate insurance products to national lenders ranging from full ALTA policies to limited coverage policies�

2� Title Services
Insured ownership is at the heart of every transaction�

We work to remove any recorded encumbrances which are inconsistent with the terms of the transaction� We
offer traditional, fully-insured products like ALTA policies, as well as innovative products and insurance policies
in the refinance, second mortgage and equity markets� We respond quickly to unique circumstances with
flexible and creative approaches to title insurance�

3� Escrow Services
The careful management of assets ensures a smooth transaction�

We coordinate and process the entire real estate and mortgage closing procedure� Our services include:
document gathering, preparation and delivery of the Closing Disclosure when required, loan funds
disbursement, escrow withholding and document recording with the appropriate government authority; all
done in accordance with our clients’ instructions� We serve as a neutral third party working to benefit the
entire transaction and the parties involved� Our escrow personnel are proficient at complying with complicated
escrow instructions�

4� Client Service
At Old Republic Title, we focus on providing optimum client service and deploying technologies that meet
the needs of real estate professionals, consumers and our clients� Our network of Property Information
Departments provides a variety of products , including property profiles and FARMS� In addition, we subscribe
to industry-leading information systems for the most current market data, information and public records and
documents�

To further support the needs of those we serve, we also provide several convenient digital tools� Many of these
tools allow clients to directly open title and/or escrow orders, update property information, calculate closing
costs or search property details via their oldrepublictitle�com account, or through one of our applications�

3