Page 14 - Foreign Investor Guide - Hawaii
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Old Republic Title’s



                   Financial Strength



                   and Stability





                   We set ourselves apart from the competition with unparalleled financial strength.
                   Our statutory reserves and surplus are equal to 22.8 times of our 5-year average
                   claim payments, placing Old Republic Title in a position that is amongst the
                   highest of all the national underwriting families. The title industry would have to
                   add $2.2 billion in additional surplus and reserves to be as strong as ours. From
                   2008 through 2024, our market share has gone up 154.1%!
                   Over that period, Old Republic Title has been the fastest growing national title
                   insurance group in the nation.
                   Old Republic Title Insurance Group and its member underwriters have been
                   assigned the following financial ratings:




                          A.M. Best             Moody’s           Standard & Poor’s         Demotech

                       A+ A2                                       A+                     A”







                   Our cash and invested assets are equal to 468.3% of our 5-year aggregate claim
                   payments, placing Old Republic Title in a position that is amongst the highest of
                   all the national underwriting families. The title industry would have to add $2.8
                   billion in additional cash and invested assets to be as strong as ours.

                   As of 06/03/2025 | © 2025 Old Republic Title | OR4677 | *Based on combined Form 9 Annual Statements for all insurers within each family,
                   as compiled by the ALTA. December 31, 2024 | Old Republic Title’s underwriters are Old Republic National Title Insurance Company and
                   American Guaranty Title Insurance Company. Ratings as of 6/3/2025. Rating determinations made by rating agencies are subject to change.
                   There are four main rating agencies: A.M. Best, Standard & Poor’s, Moody’s and Demotech. Each of these rating agencies use their own
                   proprietary scale to rate an insurance company (A.M. Best: A+ to D; Standard & Poor’s: AAA to D; Moody’s: Aaa to Baa3; and Demotech: A”
                   to S). While the Company attempts to show accurate information, it cannot assure the reliability of ratings referred to herein and assumes no
                   obligation to monitor the ratings of any rating agency or to immediately incorporate any rating changes applicable to the Company.
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