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BUYER’S CHECKLIST

A start to finish checklist on what you’ll need to
provide and what to expect throughout your
Escrow transaction.

Prior to Escrow Signing: At Escrow Signing:

Escrow Requirements: ‡ All individuals named on the Deed of Trust must be
‡ Let your Escrow Officer know the best way to contact you present at the signing. If this causes a conflict please
(telephone numbers including home, cell or work and let your Escrow Officer know as soon as possible.
email) ‡ All must present valid identification in the form of a
‡ Fill out the Information Request form (provided by CURRENT Driver’s License, Passport, Department of
Escrow Officer) Motor Vehicles Identification Card, or other approved
‡ Decide how you would like to hold title to your new identification card provided it has a photograph,
description of the person, signature and an
home. You may want to consult with a lawyer or a identifying number.
qualified professional before making this decision.
‡ Let your Escrow Officer know if funds are coming from
the sale of an existing home. When Do I Get the Keys?
‡ Upon receipt of your loan documents, your Escrow
Officer will call you with the amount needed to close After you sign all of the documents the Escrow Officer will
which is required in the form of a wire transfer or prepare them to record at the County Recorder’s Office. If
cashier’s check payable to Old Republic Title. there is a lender involved the Escrow Officer will work with
the lender to “fund the loan”. When the funds are in escrow
Hazard Insurance: the Escrow Officer will send the Deed(s) to the County
‡ Obtain quotes and make a decision on your agent and Recorder to be officially recorded. When you hear “we are on
coverage. record” the transfer of title has occurred and you now own
‡ Give your Escrow Officer the agents name and phone the home.
number (preferably 30 days prior to close of escrow). Keys will be handed over by the sellers or the seller’s

Loan Approval: agent to you or your agent and the recorded Deed will be
‡ Provide lender with all documents for the loan mailed to you from the County Recorder’s Office usually
approval. within 2-3 weeks.
‡ Ensure names are spelled correctly on loan application
and as you would like them to appear on your deed. Side Note:
‡ Remind your loan agent that the Escrow Officer needs
loan documents prior to your appointment date (24 If uncertain who to turn to for answers below are the best
hours in advance if possible). sources for most common questions:
Details of your purchase Loan requirements and
agreement financial matters
Your Real Estate Agent Your Lender or Mortgage
Final amount needed to Company
close Escrow Hazard Insurance-
Your ORTC Escrow Officer Insurance Agent Escrow

Possession of keys to Instructions
home Your ORTC Escrow Officer
Your Real Estate Agent How to take title or
ownership
Attorney or Legal Advisor

07/2021 | © 2021 Old Republic Title | OR2022-DI | Old Republic Title is providing this information as a free customer service and makes no warranties
or representations as to its accuracy. Old Republic Title strongly recommends that consumers confer with their title insurer as underwriting require-
ments vary among companies and further, obtain guidance and advice from qualified professionals, including attorneys specializing in Real Property,
Trusts and/or Title Insurance to get more detailed, and current, information as to any particular situation affecting them.