Page 7 - Southern California Top Requested Flyers

if there is a notice recorded in the Public Records, 22. Limit of Liability shown in Schedule A.
describing any part of the Land, claiming a violation
exists or declaring the intention to enforce the law or
regulation. Our liability for this Covered Risk is limited to
the extent of the violation or enforcement stated in that
notice.
23.
15. An enforcement action based on the exercise of a
governmental police power not covered by Covered Risk
14 if there is a notice recorded in the Public Records,
describing any part of the Land, of the enforcement
action or intention to bring an enforcement action. Our 24.
liability for this Covered Risk is limited to the extent of
the enforcement action stated in that notice.
16. Because of an existing violation of a subdivision law or
regulation affecting the Land: 25.
a. You are unable to obtain a building permit;
b. You are required to correct or remove the violation; or
c. someone else has a legal right to, and does, refuse to
perform a contract to purchase the Land, lease it or
make a Mortgage loan on it.
The amount of Your insurance for this Covered Risk is
subject to Your Deductible Amount and Our Maximum 26.
Dollar Limit of Liability shown in Schedule A.
17. You lose Your Title to any part of the Land because of the
right to take the Land by condemning it, if:
a. there is a notice of the exercise of the right recorded 27.
in the Public Records and the notice describes any
part of the Land; or
b. the taking happened before the Policy Date and
is binding on You if You bought the Land without
Knowing of the taking.
28.
18. You are forced to remove or remedy Your existing
structures, or any part of them - other than boundary
walls or fences - because any portion was built without
obtaining a building permit from the proper government 29.
office. The amount of Your insurance for this Covered
Risk is subject to Your Deductible Amount and Our
Maximum Dollar Limit of Liability shown in Schedule A.
30.
19. You are forced to remove or remedy Your existing
structures, or any part of them, because they violate
an existing zoning law or zoning regulation. If You
are required to remedy any portion of Your existing
structures, the amount of Your insurance for this Covered
Risk is subject to Your Deductible Amount and Our
Maximum Dollar Limit of Liability shown in Schedule A.
32.
20. You cannot use the Land because use as a single-family
residence violates an existing zoning law or zoning
regulation.
21. You are forced to remove Your existing structures
because they encroach onto Your neighbor’s land. If the
encroaching structures are boundary walls or fences, the
amount of Your insurance for this Covered Risk is subject
to Your Deductible Amount and Our Maximum Dollar
Someone else has a legal right to, and does, refuse to
perform a contract to purchase the Land, lease it or
make a Mortgage loan on it because Your neighbor’s
existing structures encroach onto the Land.
You are forced to remove Your existing structures
which encroach onto an Easement or over a building
set-back line, even if the Easement or building set-
back line is excepted in Schedule B.
Your existing structures are damaged because of the
exercise of a right to maintain or use any Easement
affecting the Land, even if the Easement is excepted
in Schedule B.
Your existing improvements (or a replacement or
modification made to them after the Policy Date),
including lawns, shrubbery or trees, are damaged
because of the future exercise of a right to use the
surface of the Land for the extraction or development
of minerals, water or any other substance, even
if those rights are excepted or reserved from the
description of the Land or excepted in Schedule B.
Someone else tries to enforce a discriminatory
covenant, condition or restriction that they claim
affects Your Title which is based upon race, color,
religion, sex, handicap, familial status, or national
origin.
A taxing authority assesses supplemental real estate
taxes not previously assessed against the Land
for any period before the Policy Date because of
construction or a change of ownership or use that
occurred before the Policy Date.
Your neighbor builds any structures after the Policy
Date -- other than boundary walls or fences -- which
encroach onto the Land.
Your Title is unmarketable, which allows someone else
to refuse to perform a contract to purchase the Land,
lease it or make a Mortgage loan on it.
Someone else owns an interest in Your Title because
a court order invalidates a prior transfer of the title
under federal bankruptcy, state insolvency, or similar
creditors’ rights laws.
31. The residence with the address shown in Schedule A
is not located on the Land at the Policy Date.
The map, if any, attached to this Policy does not show
the correct location of the Land according to the
Public Records.
ALTA Homeowner’s Policy adopted 10-17-98, as revised.
07/2021 | © 2021 Old Republic Title | OR2029-DI-FLY | Old Republic
Title is providing this information as a free client service and makes no
warranties or representations as to its accuracy. Old Republic Title strongly
recommends consumers confer with their title insurer as underwriting
requirements vary among companies and further, obtain guidance and
advice from qualified professionals, including attorneys specializing in Real
Property, Trusts and/or Title Insurance to get more detailed, and current,
information as to any particular situation affecting them.