Page 2 - California Partial Schedule of Title Insurance Premiums

Old Republic Title Partial Schedule of Title Insurance Premiums
Rates effective March 17, 2025

EXPLANATION OF COLUMNS

CLTA OWNERS HOMEOWNER’S ALTA LOAN POLICY RESIDENTIAL
AMOUNT OF POLICY (OR POLICY CONCURRENT ALTA EXTENDED FINANCING
INSURANCE INSURANCE OF TITLE WITH OWNERS LOAN POLICY RATE*
RATE) INSURANCE POLICY

COLUMN 1 - AMOUNT OF INSURANCE
Note: Round up for insurance amounts greater than amount indicated.

COLUMN 2 - CLTA OWNERS POLICY (OR INSURANCE RATE)
Note: The premium for either a CLTA Standard Coverage Policy or an ALTA
Residential Policy is one-hundred percent (100%) of the Statewide Insurance Rate.
See Section 1.1(A)2 of California Rate Manual.
COLUMN 3 - HOMEOWNER’S POLICY OF TITLE INSURANCE
The Homeowner’s Policy of Title Insurance is a policy applicable to one-to-four
family residences. See Section 1.1(A)1 of California Rate Manual.

COLUMN 4 - ALTA LOAN POLICY CONCURRENT WITH OWNERS
POLICY

See Section 2.1(B) of California Rate Manual. The premium for an ALTA Loan Policy
issued simultaneously with an owner’s policy of title insurance, unless the Owner’s
insurance is also extended coverage (ALTA Owners Extended Coverage). If the
Owner’s insurance is also extended coverage, the Loan Policy premium is $500.00.
2.1(B)2 of the California Rate Manual. If construction is being funded, consult the Rate
Manual directly. 2.1(B)3 of the California Rate Manual.
COLUMN 5 - ALTA EXTENDED LOAN POLICY
The premium for an ALTA Extended Loan Policy issued without an owner’s policy
of title insurance. Loan proceeds should not fund the purchase of subject property
nor any improvements thereto. See Sections 2.2 and 4.2 of California Rate Manual. If
proceeds fund purchase or improvements rate is 100% of OR Insurance Rate (refer to
column 2 of this rate schedule).

COLUMN 6 - RESIDENTIAL FINANCING RATE*
The Residential Financing rate applies to an ALTA Loan Policy insuring new first lien
financing which is secured by a single-family-residential property. See Section 2.3 of
California Rate Manual.
*Applies to a new primary financing on a residential one-to-four unit structure, residential
condominium, residential cooperative apartment, or record interest in a tenancy-in-common
interest project. It does not apply when the proceeds of the new financing are used for the
purchase of the subject property; funds the construction of improvements; replaces construction
financing; or when the policy assumes a risk for unrecorded mechanic’s liens.