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ALTA ENDORSEMENT                                                          RETURN TO TABLE OF CONTENTS





                                                                                                        Endorsement 28.3-06
                                                                            Encroachments - Boundaries and Easements - Land Under Development
                                                                                                         Adopted 04-02-2015
                                                                                                   Technical Correction 12-01-2016


                                                         ENDORSEMENT
                                                Attached to Policy No. __________
                                                           Issued by
                                           OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY

          1.   The insurance provided by this endorsement is subject to the exceptions in Section 4 of this endorsement; and the Exclusions from Coverage, the
              Exceptions from Coverage contained in Schedule B, and the Conditions in the policy.

          2.   For purposes of this endorsement only:
              a.   “Improvement” means a building, structure, or paved area, including any road, walkway, parking area, driveway, or curb located on the surface of
                 the Land or the surface of adjoining land at Date of Policy that by law constitutes real property.
              b.   “Future Improvement” means any of the following to be constructed on the Land after Date of Policy in the locations according to the Plans and
                 that by law constitutes real property:
                 i.   a building;
                 ii.   a structure; or
                 iii.  a paved area, including any road, walkway, parking area, driveway, or curb.
              c.   “Plans” mean the survey, site and elevation plans, or other depictions or drawings prepared by (insert name of architect or engineer) dated
                SAMPLE
                 (insert date prepared), last revised (insert date last revised), designated as (insert name of project or project number) consisting of (insert
                 number of sheets) sheets.

          3.   The Company insures against loss or damage sustained by the Insured by reason of:
              a.   An encroachment of any Improvement or Future Improvement located on the Land onto adjoining land or onto that portion of the Land subject to
                 an easement, unless an Exception in Schedule B of the policy identifies the encroachment;
              b.   An encroachment of any Improvement located on adjoining land onto the Land at Date of Policy, unless an Exception in Schedule B of the policy
                 identifies the encroachment;
              c.   Enforced removal of any Improvement or Future Improvement located on the Land as a result of an encroachment by the Improvement or Future
                 Improvement onto any portion of the Land subject to any easement, in the event that the owners of the easement shall, for the purpose of
                 exercising the right of use or maintenance of the easement, compel removal or relocation of the encroaching Improvement or Future
                 Improvement; or
              d.   Enforced removal of any Improvement or Future Improvement located on the Land that encroaches onto adjoining land.

          4.   Sections 3(c) and 3(d) of this endorsement do not insure against loss or damage (and the Company will not pay costs, attorneys’ fees, or expenses)
              resulting from the following Exceptions, if any, listed in Schedule B: __________
              (The Company may list any Exceptions appearing in Schedule B for which it will not provide insurance pursuant to Section 3(c) or Section 3(d). The
              Company may insert “None” if it does not intend to limit the coverage.)

        This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify
        any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous
        endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of
        the terms and provisions of the policy and of any prior endorsements.

        [Witness clause optional]

        [DATE]

        OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY

        By: ______________________________
        [Authorized Signatory]


     Visit us online at: oldrepublictitle.com/ncs                                                      179
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